...strategies in a constantly changing environment.
410-420-2828
866-808-4393
ga@groupbenefitstrategies.net
Fax: 410-420-8488
21 Powell Avenue
Bel Air, MD 21014
866-808-4393
Fax: 410-420-8488
Bel Air, MD 21014
Employee benefits and individual coverage guidance built around real conversations, clear options, and long-term cost control.
Group Benefit Strategies, LLC is an independent insurance brokerage based in Bel Air, Maryland. We help businesses, families, self-employed individuals, retirees, and people between jobs understand insurance options and make confident coverage decisions.
Our team serves clients throughout Maryland, Delaware, Pennsylvania, Ohio, New Jersey, West Virginia, Virginia, South Carolina, Georgia, and Florida. With more than 120 years of combined industry experience, we provide practical guidance on employee benefits, group insurance, individual insurance, Medicare supplemental coverage, HR services, payroll support, and compliance needs.
Group Benefit Strategies works with both employers and individuals.
The goal is not to overwhelm you with every available option. Our role is to help you understand what applies to your situation, what does not, and what should be reviewed before you make a decision.
Insurance needs are different at every stage of life. Someone between jobs may be focused on maintaining access to doctors and prescriptions. A business owner may be evaluating rising costs, employee participation, carrier changes, or compliance responsibilities. A retiree may be thinking through Medicare and the coverage gaps that can come with a change in life stage.
We regularly work with part-time employees, students, self-employed individuals, retirees, employers, and families managing changing coverage needs.
People often contact us after an important life event, such as:
When questions arise around individual health insurance or Medicare supplemental insurance, we help explain options clearly and in a way that feels manageable.
As an independent insurance broker in Harford County, Group Benefit Strategies can compare plan costs, provider networks, coverage differences, and trade-offs across available options.
These discussions go beyond what an online form can provide. We help clients understand how a plan may work in real life, including access to doctors, deductibles, employee participation, prescription needs, network considerations, and changes from one year to the next.
We are based in Bel Air, Maryland, but we serve clients across ten states. Our local, small-business approach matters because it creates better conversations, clearer explanations, and more context than a call-center experience often provides.
Insurance language can feel overwhelming. We slow things down and explain what actually matters, so you are better prepared to make a decision that fits your needs.
Most conversations do not start with acronyms. They begin with practical concerns:
From there, we work through the options that make sense for your situation.
Our plain-language approach keeps the focus on trust, clarity, and next steps. It also helps businesses and individuals understand the difference between a plan that looks good on paper and one that works in real life.
Benefits look different for every company. What works well for a small team may need to change as the company grows, hires across state lines, adds new employee groups, or faces rising costs.
Before recommending changes, we review what is already in place. Sometimes cost is the issue. Other times the challenge is low employee participation, confusion at enrollment, carrier changes, or a lack of ongoing administrative support.
We help employers evaluate employee benefits while also providing guidance with:
During enrollment, we remain available to explain changes and answer questions so employees are not left to figure things out on their own.
Depending on your needs, that may include:
For employers, support often continues through renewal planning, employee questions, coverage changes, and benefits administration.
For individuals, support may include reviewing options after a job change, comparing individual plans, understanding Medicare supplemental coverage, or evaluating how a coverage change may affect budget and access to care.
The process is practical and ongoing, not just a one-time quote.
Harford Chamber Business Award!
2020 Winner
13 years ago Glenn Arrington approached us for our employee benefits. After deciding to move our business to his agency, we can not be more happy with his services. Our relationship has added more and more benefits along the way. I would recommend there services to anyone.
After Glenn Arrington at Group Benefit Strategies provided a ACA Seminar for our Associate ASA of Baltimore back in 2013, we decided to switch our broker to their agency, based on knowledge and expertise of the compliance of the ACA. We have, from that point on, valued the relationship and this year reduced our rates by 8%.
Back in 1994 our health benefit packages were handled by MAMSI through their representative, Glenn Arrington. I’ve been extremely pleased with Glenn’s attentive service for over the years — that when he became an independent broker 13 years ago, I continued to use his services. It’s hard to believe 23 years have gone by and we still are extremely happy with their services at Group Benefit Strategies.
Our Agent, Glenn Arrington and the Agency staff at Group Benefit Strategies have been very attentive to our needs. When we grew our business to over 50 employees he was able to provide Medical benefits at a lower cost to our company and our employees. What a surprise this was to actually lower our cost for health insurance. They are an asset to our company that serves us.
An independent insurance broker helps compare coverage options from multiple carriers instead of representing only one insurance company. This gives businesses and individuals a clearer view of costs, coverage differences, provider networks, and available plan options.
Yes. Group Benefit Strategies works with employers on employee benefits planning and also helps individuals, families, retirees, self-employed professionals, part-time workers, and people between jobs review coverage options.
Group Benefit Strategies is located at 21 Powell Avenue in Bel Air, Maryland. We serve clients throughout Maryland, Delaware, Pennsylvania, Ohio, New Jersey, West Virginia, Virginia, South Carolina, Georgia, and Florida.
Learn more about our Service Area.
Yes. We help clients understand Medicare supplemental insurance options and related individual coverage questions. Our goal is to explain the available choices clearly so you can make an informed decision.
Yes. We help employers evaluate employee benefits and related business support needs, including ERISA compliance, payroll services, HR services, and TPA coordination.
Call Group Benefit Strategies at (410) 420-2828 or Schedule a Consultation Online.
Whether you are reviewing benefits for your business, comparing individual insurance, or planning around Medicare, Group Benefit Strategies is here to help you sort through options with clear advice and real context.
Call (410) 420-2828 or contact us online to schedule a consultation.
This page content was reviewed for accuracy and approved by a licensed insurance professional at Group Benefit Strategies, LLC.
Group Benefit Strategies is an independent insurance brokerage located in Bel Air, Maryland, serving businesses and individuals across Maryland, Delaware, Pennsylvania, Ohio, New Jersey, West Virginia, Virginia, South Carolina, Georgia, and Florida.
For assistance, call (410) 420-2828 or schedule a consultation online.
