...strategies in a constantly changing environment.
410-420-2828
866-808-4393
ga@groupbenefitstrategies.net
Fax: 410-420-8488
21 Powell Avenue
Bel Air, MD 21014
Group Benefit Strategies, LLC is an independent insurance brokerage based in Bel Air, Maryland. We help businesses, families, self-employed individuals, retirees, and people between jobs understand insurance options and make confident coverage decisions.
Our team serves clients throughout Maryland, Delaware, Pennsylvania, Ohio, New Jersey, West Virginia, Virginia, South Carolina, Georgia, and Florida. With more than 120 years of combined industry experience, we provide practical guidance on employee benefits, group insurance, individual insurance, Medicare supplemental coverage, HR services, payroll support, and compliance needs.
Group Benefit Strategies, LLC
OUR SERVICES
As an independent insurance broker in Harford County, Group Benefit Strategies can compare plan costs, provider networks, coverage differences, and trade-offs across available options.
These discussions go beyond what an online form can provide. We help clients understand how a plan may work in real life, including access to doctors, deductibles, employee participation, prescription needs, network considerations, and changes from one year to the next.
We are based in Bel Air, Maryland, but we serve clients across ten states. Our local, small-business approach matters because it creates better conversations, clearer explanations, and more context than a call-center experience often provides.
Insurance language can feel overwhelming. We slow things down and explain what actually matters, so you are better prepared to make a decision that fits your needs.
Most conversations do not start with acronyms. They begin with practical concerns:
From there, we work through the options that make sense for your situation.
Our plain-language approach keeps the focus on trust, clarity, and next steps. It also helps businesses and individuals understand the difference between a plan that looks good on paper and one that works in real life.
Benefits look different for every company. What works well for a small team may need to change as the company grows, hires across state lines, adds new employee groups, or faces rising costs.
Before recommending changes, we review what is already in place. Sometimes cost is the issue. Other times the challenge is low employee participation, confusion at enrollment, carrier changes, or a lack of ongoing administrative support.
We help employers evaluate employee benefits while also providing guidance with:
After a conversation, most people want something they can review later. We provide clear follow-up information so you do not have to rely on memory or sort through notes alone.
Depending on your needs, that may include:For employers, support often continues through renewal planning, employee questions, coverage changes, and benefits administration.
For individuals, support may include reviewing options after a job change, comparing individual plans, understanding Medicare supplemental coverage, or evaluating how a coverage change may affect budget and access to care.
The process is practical and ongoing, not just a one-time quote.
We start by building a clear picture of what you already have in place. This often includes reviewing current plans, costs, recurring issues, employee needs, and concerns that keep coming up.
After the details are clear, we look at what is worth changing and what may be better left alone. Not every situation needs a complete overhaul. The goal is to identify practical next steps that fit your needs.
When it is time to move forward, we help coordinate implementation, explain what is happening, and remain involved as questions arise. That helps reduce confusion and keeps the process moving.
Trust matters when choosing an insurance broker. Group Benefit Strategies has developed long-standing relationships with businesses, families, and individuals who value responsiveness, benefits knowledge, cost review, compliance support, and assistance during plan changes or renewals.
Testimonials
13 years ago Glenn Arrington approached us for our employee benefits. After deciding to move our business to his agency, we can not be more happy with his services. Our relationship has added more and more benefits along the way. I would recommend there services to anyone.
After Glenn Arrington at Group Benefit Strategies provided a ACA Seminar for our Associate ASA of Baltimore back in 2013, we decided to switch our broker to their agency, based on knowledge and expertise of the compliance of the ACA. We have, from that point on, valued the relationship and this year reduced our rates by 8%.
Back in 1994 our health benefit packages were handled by MAMSI through their representative, Glenn Arrington. I’ve been extremely pleased with Glenn’s attentive service for over the years — that when he became an independent broker 13 years ago, I continued to use his services. It’s hard to believe 23 years have gone by and we still are extremely happy with their services at Group Benefit Strategies.
Our Agent, Glenn Arrington and the Agency staff at Group Benefit Strategies have been very attentive to our needs. When we grew our business to over 50 employees he was able to provide Medical benefits at a lower cost to our company and our employees. What a surprise this was to actually lower our cost for health insurance. They are an asset to our company that serves us.
Group Benefit Strategies is located at 21 Powell Avenue in Bel Air, Maryland. We serve clients throughout Maryland, Delaware, Pennsylvania, Ohio, New Jersey, West Virginia, Virginia, South Carolina, Georgia, and Florida.
Learn more about our Service Area.