Individual Insurance

Individual Insurance Coverage You Can Afford

We help you select the right package to fit your needs.

At GBS we provide all the lines of coverage you have available in the group market for people in between jobs, students, part-time workers, retirees, or self-employed individuals. We also help seniors navigate the dizzying array of options for Medicare supplemental insurance.

Some of these types of policies require medical underwriting at this time; however, we are available to assist our potential clients with all the help they need to implement these types of plans. Our organization has the expertise to help guide you to find the most affordable and comprehensive individual insurance coverage in the marketplace.

As an independent health insurance broker in Harford County, we represent your interests, and not those of any one insurance company. We ask you the questions an online cookie-cutter form can’t, to help ensure you get a plan tailored to your needs. We’ll leverage our expertise to offer you expert guidance and access to policy information for recommended, personalized coverage options.

We’re here to answer your questions about the differences between plan types and the meanings of industry-specific terms. We are up to date on both state and federal insurance laws and regulations, which vary by state. We can also offer you some perspective on what policies most people in your shoes tend to select and how those decisions play out going forward.

Best of all, this service is free to you, the individual. As an independent insurance broker, we are paid commission directly from the insurance carrier you individually select. We don’t try to steer you towards a certain company – that’s against the law, and a dishonest practice. We’ll help you determine which of the many individual insurance plans are right for you.

These plans include:

Find Individual Insurance Coverage That’s Right for You

To find individual insurance coverage that’s right for you and your stage in life, click the links/logos for a quote. You can also call us at 410-420-2828 for an assessment today or use the contact form. One of our representatives will follow up with you shortly.

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    Health InsuranceDental InsuranceVision InsuranceLife InsuranceShort Term DisabilityLong Term DisabilityVoluntary BenefitsIndividual InsuranceExecutive/Key Man InsuranceLong Term CareHSA/HRA/FSA AccountsPA ServicesERISA ComplianceMedicare SupplementalHR ServicesPayroll Services

    Other Services

    Dental Insurance

    Vision Insurance

    Life Insurance