...strategies in a constantly changing environment.
410-420-2828
866-808-4393
ga@groupbenefitstrategies.net
Fax: 410-420-8488
21 Powell Avenue
Bel Air, MD 21014
866-808-4393
Fax: 410-420-8488
Bel Air, MD 21014
When you run a business, you are responsible for more than just operations and growth. You are responsible for people. The families behind your employees depend on the income they bring home every week. If something unexpected happens, losing that financial stability can be devastating. And it is often something employees do not think about or plan for. That is why group life insurance is not just another box to check in your benefits package. It is one of the most meaningful ways to protect the people who help your business run every day. It shows that your business cares and is invested in more than just day-to-day work.
At Group Benefit Strategies, LLC, we primarily work with businesses. We understand how to structure group life insurance in a way that makes sense for employers, not just individuals. Whether you are based in Bel Air, serving Harford County, or managing teams across Maryland, Delaware, Pennsylvania, or anywhere from the Mid-Atlantic down through the Southeast, we help you put the right protection in place. The live site also includes related business-focused pages for Group Health Insurance, Voluntary Benefits, and Contact Us.
Group Benefit Strategies, LLC highlights more than 100 years of combined experience in group insurance and employee benefits, and this page is reviewed and approved by Glenn Arrington Jr., President, with more than 31 years of experience in employee benefits planning.
Group life insurance plays a key role in a strong group insurance plan. It gives employees access to coverage through their employer, usually at a lower cost than if they were to purchase a policy individually.
For employers, it is one of the simplest ways to strengthen your benefits package without dramatically increasing expenses. For employees, it helps ensure their loved ones will not be left dealing with financial strain during an already difficult time.
It also plays a role in recruiting and retention. Employees look at benefits as part of their total compensation, and businesses that offer well-rounded group insurance options tend to stand out. That is one reason many employers pair this coverage with other offerings such as Group Health Insurance and Group Disability Insurance, which is listed in the site navigation under Group Insurance.
A well-designed plan helps protect against the financial impact of a loss. That can include major life expenses that do not stop when income does.
Coverage is often used to help with mortgage payments, outstanding debts, funeral costs, or future expenses like education.
Most employers offer a base level of coverage and give employees the option to purchase additional protection if they need it. This flexibility allows you to offer value without overextending your budget. In some cases, that structure also connects naturally with Voluntary Benefits when employees want to expand coverage beyond the employer-paid amount.
There is no universal life insurance plan that works for every company.
We start by understanding your business, your workforce, your budget, and what you want your benefits to accomplish. From there, we guide you through your options in a way that makes sense.
We help you structure a plan that may include employer-paid coverage, voluntary life insurance, dependent options, and additional protections like accidental death coverage.
As part of that structure, benefits are typically paid directly to a designated beneficiary, helping ensure funds are available quickly when they are needed most. In most cases, life insurance benefits are paid out tax-free, which can provide additional financial relief for families.
More importantly, we make sure it fits into your broader group insurance strategy alongside Group Health Insurance, Voluntary Benefits, and other related business services on the live site, so everything works together instead of feeling pieced together.
Offering group life insurance is not just about checking a box. It solves real concerns for both employers and employees.
It gives your team access to coverage they might not pursue on their own. It helps create a stronger, more complete benefits package. And it shows employees that your business is thinking beyond the workplace.
For many companies, it is one of the most cost-effective ways to add meaningful value to their benefits offering. It also strengthens your overall employee life insurance benefits offering. For companies building a more complete benefits package, the live site also highlights related services such as Executive Insurance and HR Services, Payroll Consulting Services, and TPA Services within the Group Insurance section.
Most of our work is with businesses, so we understand what employers are dealing with when it comes to group insurance.
We work with companies throughout Bel Air, Harford County, Baltimore County, Cecil County, and across Maryland, as well as Delaware and Pennsylvania. We also support businesses with employees in Ohio, New Jersey, West Virginia, Virginia, South Carolina, Georgia, and Florida, helping keep benefits consistent, compliant, and manageable across state lines. The live site includes a Service Area hub and a Maryland service area.
Our team brings more than 100 years of combined experience in group insurance and employee benefits planning, including group health insurance, life insurance, long-term care insurance, and Medicare supplemental insurance. We stay current with industry changes and compliance requirements, so you do not have to.
What matters most is how we work with you. We explain your options clearly, help you avoid unnecessary costs, and stay involved as your business grows, so you are never left figuring things out on your own.
If you have not reviewed your group life insurance in a few years, there is a good chance your current plan no longer matches your team, your costs, or where your business is today.
We can help you take a closer look, understand your options, and make adjustments that better align with your business and your employees’ needs.
Call 410-420-2828 to speak with our team, or get started online through Contact Us. You can also review the main Life Insurance and compare it with related benefits pages such as Group Health Insurance and Voluntary Benefits.
Group life insurance is typically one of the more affordable group insurance benefits you can offer. Many employers in Maryland choose to provide a base level of coverage at little to no cost to employees, with the option for them to purchase additional coverage. The total cost depends on your team size, coverage levels, and plan structure, but it is often a cost-effective way to strengthen your overall employee benefits package.
A common starting point for group life insurance for businesses is coverage equal to one times an employee’s salary. Some companies offer higher amounts or provide voluntary life insurance so employees can choose additional protection. The right structure depends on your workforce, your budget, and how your benefits fit into your overall group insurance strategy.
For some employees, it may be enough, especially if they do not have significant financial obligations. However, many choose to supplement it with additional coverage. That is why offering voluntary life insurance is important. It gives employees flexibility while allowing you to keep employer costs under control. The live site’s Voluntary Benefits page supports that additional-coverage discussion.
In many cases, employees have the option to convert or port their group life insurance coverage to an individual policy when they leave. The details depend on the carrier and plan design. We help you understand how these options work so you can clearly communicate them to your team. For employees who need separate coverage outside the employer plan, the site also includes an Individual Life Insurance.
Group life insurance works alongside group health insurance as part of a complete employee benefits strategy. While health insurance helps cover medical costs, life insurance provides financial protection for families. When structured properly, both work together to create a more competitive and well-rounded benefits package for your employees. Employers can review that related service Group Health Insurance.
Group life insurance works alongside group health insurance as part of a complete employee benefits strategy. While health insurance helps cover medical costs, life insurance provides financial protection for families. When structured properly, both work together to create a more competitive and well-rounded benefits package for your employees. Employers can review that related service Group Health Insurance.
13 years ago Glenn Arrington approached us for our employee benefits. After deciding to move our business to his agency, we can not be more happy with his services. Our relationship has added more and more benefits along the way. I would recommend there services to anyone.
After Glenn Arrington at Group Benefit Strategies provided a ACA Seminar for our Associate ASA of Baltimore back in 2013, we decided to switch our broker to their agency, based on knowledge and expertise of the compliance of the ACA. We have, from that point on, valued the relationship and this year reduced our rates by 8%.
Back in 1994 our health benefit packages were handled by MAMSI through their representative, Glenn Arrington. I’ve been extremely pleased with Glenn’s attentive service for over the years — that when he became an independent broker 13 years ago, I continued to use his services. It’s hard to believe 23 years have gone by and we still are extremely happy with their services at Group Benefit Strategies.
Our Agent, Glenn Arrington and the Agency staff at Group Benefit Strategies have been very attentive to our needs. When we grew our business to over 50 employees he was able to provide Medical benefits at a lower cost to our company and our employees. What a surprise this was to actually lower our cost for health insurance. They are an asset to our company that serves us.
Call (410) 420-2828 to Speak With a Licensed Insurance Broker
21 Powell Avenue, Bel Air, MD 21014
(410) 420-2828
info@groupbenefitstrategies.net
This content has been reviewed and approved by Glenn Arrington Jr., President of Group Benefit Strategies, LLC, who brings more than 31 years of experience in group health insurance and employee benefits planning.
All information on this page has been evaluated for accuracy, compliance, and alignment with current industry standards. Content was last updated in April 2026.
Group Benefit Strategies, LLC presents this page as a business-focused group life insurance service page supported by reviewed leadership attribution, multi-state service coverage, and a broader live-site structure that includes related group insurance, business services, and service-area pages.
